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JESTHA NAGARIK

Jestha Nagarik Suraksha Khata is an unique deposit product launched by NCC Bank. This deposit scheme is first of its kind in Nepal and targets elderly citizens above 58 years of age. The main features of this deposit are as follows:

Deposit of Money:

  • Initial deposit of Rs. 1,000.00

Interest Rate:

  • 5% per annum

Conditions for Withdrawals:

  • Monthly household Expenditure
  • Social Functions
  • Emergency treatment

Insurance:

  • Free medical insurance up to Rs. 10,000.00
  • Free accidental insurance up to Rs. 500,000.00

Special Benefits:

  • Attractive interest rates on fixed deposits--- Higher interest than the published rate of interest shall be provided on fixed deposits maintained in addition to Jestha Nagarik Suraksha Khata.
  • Home service---Home service shall be provided on request of JNSK clients for depositing and withdrawing cash.
  • Payment of monthly utility bills--- On the request from the JNSK client, the bank shall make arrangement for monthly payment of the client's utility bills such as electricity, telephone and water.

* Conditions Apply