INTEREST RATES

Effective from Paush 01, 2068 (December 16, 2012)

Interest Rates	Minimum Balance	Interest Payable
DEPOSITS	Rs.	Rate per Annum on Daily Balance
1. NCC Savings Plus	10,000.00	6.75%
2. Normal Savings	1,000.00	6.00%
3. Mahila Suraksha Bachat Khata	1,000.00	6.50%
4. Bal Suraksha Bachat Khata	1,000.00	6.50%
5. Jestha Nagarik Suraksha Bachat Khata	1,000.00	6.50%
6. Sharedhani Bachat Khata	-	6.50%
7. Karmachari Bachat Khata	-	6.50%
8. Subha Labh Bachat Khata	25,000.00	8.00%
9. USD Savings Account		Quote on Request
10. STD / Call Accounts*		"B" & "C" Class	Institutional & Others
		Up to 4.00%	Up to 10.50%
11. Fixed Deposit
a) 3 Months		8.50%
b) 6 Months		10.50%
c) 1 Year		11.00%
12. Institutional & Others*		10.00% - 12.00%

LOANS AND ADVANCES	Rate per Annum
Overdraft	14.00% - 16.00%
Cash Credit	14.00% - 16.00%
Loan Against NPR Fixed Deposits of NCC Bank	Plus 2%
Loan Against FCY Fixed Deposits	Plus 1%
Loan Against Govt. Bonds	Coupon Rate +2% or 14% whichever is higher
Deprived Sector             Institutional	9.00% - 11.00%
Others	12.00% - 15.00%
Term Loan	14.00% - 16.00%
NCC Eazy Loan	14.00% - 16.00%
NCC Education Loan	15.00%
Personal Loan / Others	15.00% - 17.00%
NCC Home Loan              Upto 5 Years	14.00% - 15.00%
5 - 10 Years	15.00% - 16.50%
Above 10 Years	16.00% - 17.50%
Hire Purchase Loan        Commercial Vehicles	15.00% - 16.50%
NCC Vehicle Loan	14.00% - 15.50%
Consortium Loan	As per consortium decision
Export Loan	13.00% - 14.00%
Trust Receipt Loan	13.00% - 14.00%
Demand Loan / Short Term Loan	14.00% - 16.00%
NCC Small Business Loan	14.00% - 16.00%
Loan Against Gold*	15.00% - 16.00%

Insurance Facilities: Medical Insurance of Rs. 10,000.00 and Accidental Insurance upto Rs. 500,000.00 are available in all LCY Savings Deposit Schemes.

* Condition Apply.

Toll Free No : 1660-01-45678